What Could Convince a Mortgage Lender to Charge You More Interest?

When it comes to mortgage lending, there is no such thing as a free lunch. You somewhat control the negotiation and have the privilege to ask for the items you want.
However, do not expect a lender to say yes to every request. Instead of outright rejecting your application, a mortgage lender may decide to raise your interest rate when you want something that means more risk for another party.