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Business leaders face all sorts of obstacles and challenges to their company’s progress. From competitive rivals to disgruntled clients, keeping your company on the path to success is a tall order even under the best of circumstances. Of course, trying to advance your business while dealing with...
Congratulations! You started your first company. Now that you are in business, you need to make your brand visible. The process can often seem overwhelming. Do not worry, we are here to help. Below you will learn where to start online so your product gets noticed quickly. And with our strategy,...
In order to survive in today’s ever-changing business world, companies often go through periods of major change and transformation. This enables businesses to stay relevant, sustainable and profitable. Periods of change are often challenging and resource-heavy, so it is crucial to ensure the best...
Gardening is a great hobby with a ton of benefices and rewards. Research actually shows that gardening could be a hobby that helps you live to 100! But why do we garden? What are the actual benefits we can get from it? Here are 4 reasons why we think you should add some botanical space to your...
Congratulations on starting your business! There are several things to check off your to-do list. You've created the perfect business name. You know what your services will be. Now, it's time to take care of the legal stuff. If you're starting a business and forming an S-Corp for the first...
Cybersecurity is a major concern for just about every business. In the legal field, you have special considerations. You have extremely sensitive data to protect about your firm, your clients, and their cases. Hackers understand the value of this information and will specifically target law...
When we think of harmful drugs, images of crack cocaine and heroin may enter the mind. But, in many regards, alcohol is far more dangerous than any other drug. Alcohol is easy to find, socially acceptable to use, and usage is typically seen as a right of passage among young people. But what...
With so many factors to consider when beginning a startup business, such as purchasing, marketing, and hiring, it’s easy to place issues like taxes on the backburner. However, if you don’t take the time to familiarize yourself with common tax issues, you could run into big problems. A little...
As an entrepreneur, there’s no doubt that at some point you will need to research your market. Launching a new business — pitching your idea, arranging for capital, hiring personnel, etc. — is a risky endeavor made even more precarious when it’s done blindly without much deliberation or...
Choosing a debt solution needn’t be difficult. You can research your options either online using sources, such as crediful. Or you may want to discuss your debt with a credit counselor. To help reach your plant of action, this post gives you a brief breakdown of three solutions that might work...
Customers form the backbone of any successful business. If your customers are happy with your products and services, chances are your business will have no problems thriving. In today’s fast-paced and modern world, being a “customer-focused” business is key to the success of your business or...
The fact is car insurance companies have different car policies, price rates, and packages. If you want to find the cheapest one, it would take research on your part. For those who have tried assessing car insurance rates, you will notice that you can avail offers in the market. We have a need...
There are close to 600 million entrepreneurs in the world today. These businesses are run by self-starters who know how to cut through the noise, beat out their competition and get in front of the people who matter. If you're a lawyer with an entrepreneurial spirit, you may want to consider...
Construction is a rapidly burgeoning field with many people looking to set themselves up as builders or construction owners. For those who are handy and who enjoy creating things, it seems like a very natural place to focus attention and energy, especially if you are looking to set yourself up...
Are you looking into developing an app for either Android or Apple, but aren’t sure where to start? As more and more tech options become available, app developers have more and more to think about when designing for either platform — or for both. While Android commands over 80% of the global...
When it comes to choosing an investment option, you might not want to be in over your head. Instead, you would wish to have a plan which offers you a sort of comprehensive package and set of benefits. United Linked Insurance Plans (ULIPs) serve this very purpose and fulfill your insurance as...
As a real estate agent, you depend on IDX listings on your website to have clients look at your most recent listings. It’s just a fact that when people start searching for homes online, they’ll start with an online search. About 44% of home buyers start the homebuying process online. It’s more...
According to a recent study by Deloitte, companies spend approximately 3.28% of their revenue on information technology (IT). Today’s business environment is facing constant technological disruption. For your small business to remain competitive, you need to milk every IT benefit you can in your...
When it comes to your website, brand, and logo, the details matter. Your website is the portal to your business, you want it to look perfect and to be cohesive but you should match that dedication to each detail of your company, including the brand and logo. Does the typography and color you...
Each day the news is filled with stories of some of our generation's most successful businesses facing some of the toughest challenges. A business crisis is not always predictable, nor are they controllable, yet if mishandled, they have the power to shut your doors forever. The general...
In life, there is always a time when you require raising money fast. Banks and other traditional lending facilities take weeks or days to approve loans. Also, it takes a lot of scrutinies before you can qualify for the loan. This is where a title loan could be useful. Title loans are loans that...
Almost 40 million people call Canada home. As the country's population continues to tick upwards and Canadians ascend the ladder of international affluence, importers and exporters are taking notice. Since you're reading this post, we assume that you're considering expanding your business's...
A well-rounded business professional generally nurtures futuristic vision and knows how to turn ideas into real-world success stories. To become such a business personnel, whether an office manager or a project leader, you are required to possess a number of soft skills that can help you interact...
One mistake during the personal injury claim process can ruin your chances of compensation. It’s crucial to avoid making some of the most common mistakes to increase your likelihood of receiving the money you deserve. If you're planning on filing a lawsuit, you should avoid making all of the...
Being involved in any type of accident can already be stressful. Suffering an injury due to a mistake that you made or a mere coincidence is one thing. However, if you have been injured as a result of the negligence of another person, it can be infuriating. The thought of paying medical bills,...
You landed a new job as a bank teller. You want a career in the banking industry. You believe this job is a great entryway into higher-level positions. As the months go by, you excel at the position. Your manager speaks highly of you. However, your manager calls a team meeting and conveys grave...
Maybe you need to cover employee time off during the holidays, or maybe your business picks up at other times during the year. Either way, there are factors involved with hiring seasonal workers that can create special circumstances and unique challenges. In the past, many businesses only...
As company owners, you need to consider change and progress since everything is fast-paced in the modern world. One of these signs of improvement you need to consider having is app development. App development continues to become popular in the business world, specifically apps that involve...
What is XLN? Executive Leadership Network or more popularly called as XLN is the exclusive collective group of Chief Executives or CEOs, who collaborates together to overcome the challenges, increase the company’s productivity, and achieve strategic personal and professional goals. A...
Ignorance is no bliss. And the worst bit about life is that no one will cut you some slack because you ‘DIDN’T KNOW.’ While this doesn’t mean that you must be an expert in everything, it simply means that you must educate yourself on the essentials. Also, ask for help. No one will laugh at you...
Have you heard of Lear Capital? Lear Capital is a company that helps people diversify their investment portfolios. Things such as silver, gold, and other precious metals are found on Lear Capital. Investing in Gold with Lear Capital is super easy. You can purchase Gold in their online store...
You know that a small hiccup can ruin the schedule of your business. A vital piece of equipment could break down and require a replacement. The plumbing in the only bathroom could fail. The rent costs for the storefront could take an unexpected jump. If these minor emergencies can send your...
With the rise in the inflation rate, the need of the hour is an investment with good returns. Now you’ll ask in what investment plans you should put your hard-earned money, where you get good returns with some add-on benefits. Many will say mutual funds are the right option, and many say the ULIP...
It's an interesting time to be working in a finance role, with so many processes and procedures shifting in a way that is almost foreign from what it once was. Not many departments have seen the same trajectory as that of finance. This is particularly true when considering the payroll...
Running a business successfully requires attention to detail. There are a lot of little things that are easy to miss, things that are actually very important. Installing the correct signage and maintaining it properly is one example. It is something that thousands of businesses fail to do. Yet...
Looking for corporate event entertainment that isn't going to put the crowd to sleep? Not only do you want people to attend your event but you want people to engage with your event and enjoy it. You're likely to have some seasoned veterans in the crowd that have seen a lot of different types of...
If you are a construction company owner giving your loyal customers construction Christmas cards is a great idea. Consider the fact that you will need a great business relationship with your customers as they are one of the reasons which can keep your business alive. Sending construction...
Bankruptcy is seriously detrimental to your finances, and it can feel like you are stuck in a hole you can’t dig yourself out of. Bankruptcy is common, however, with thousands of people filing for it annually, so it may be more common than you think. Filing for bankruptcy doesn’t mean your...
Opening your dream business is an exciting venture and there is going to be a lot to consider! Most people get so caught up in the exciting details, that the business tax portion can get overlooked. Don’t make this mistake! If you’re starting your own company, you’re going to want to get...
Did you know that 71 percent of American workers are not engaged or are actively disengaged from their work? This isn't just bad news for the American worker, it's also bad news for the American business owner. This is because the cost of an unmotivated workforce is $300 billion per year! While...
There are several different pieces of legislation that were passed in the last decade to help both regulate and improve the way that websites work for the public. Just last year, GDPR (General Data Protection Regulation) laws were passed in Europe, which helps to regulate how private information...
Now that the economy is booming, there has never been a better time to starting a great career. People are making more money than ever. The key is to know the best types of jobs to pursue. No matter if you're just starting school, or simply looking for a change of direction, there's plenty of...
You know the feeling -- you're standing in the grocery aisle trying to decide which item you need more. All the while, you know this grocery expense will cut into the funds you've set aside for the cable bill. If this sounds familiar, then you can rest assured that you're not alone. Canadian...
For quite a few decades, a college education has been the gold standard for someone who wants to achieve success in life. However, many people are starting to realize that college doesn’t always prepare you for career success. In particular, if you plan to be an entrepreneur, college is likely...
Just in time for the holiday season, Gump's Department Store is set to be returning to the San Francisco area, but only as a pop-up operation that may be extended beyond the four months the new owners plan to keep it open, if they determine that holiday sales are good enough to keep it going for...
According to Statista, in 2020, total worldwide mobile app revenue will be worth over 500 billion. No enterprising entrepreneur or Fortune 500 company can afford to ignore these kinds of numbers, especially with those figures set to keep rising through the early 2020s. Outsourcing your mobile...
Giving gifts is a significant component of communication between us humans. It defines and strengthens (or weakens) our relationships with friends, family, and lovers. We tend to give gifts to individuals we want to connect with; not just the romantic ones, any kind of relationship. You...
Customer expectations are, by definition, all sorts of behaviors or actions people expect when interacting with a business. In the past, customers have expected fundamentals like good service and fair prices. However, modern customers have much higher expectations, such as personalized...
In a recent analysis of whether a superior constitutional design could play an effective role in stopping the spread of populism, Professor Sujit Choudhry outlined the fundamental nature of populist movements and why they are viewed with such trepidation by governance scholars around the world. ...
As e-commerce shopping platforms surge forward and transform the world of retail, many industry observers have been predicted the imminent death of traditional shopping in brick-and-mortar locations. But the Chinese online retail giant JD-Com (also known as Jingdong) is proving that...
Iskandar Safa currently heads up a global shipbuilding operation called Privinvest that employs more than 2500 committed professionals. He has accomplished the success he enjoys by way of his dedication as well as his knowledge in fields such as business and engineering. Iskandar is also a...
Do you need to know how you can maintain your turnstile gate easily for more extended-lasting use? Well to make your task a little bit easy, here we have a complete guide for you where you can learn about how you can maintain the turnstile gate! As we all know that turnstiles are usually made...
Since 1999, the residential mortgage industry has been greatly affected by two events. The first of these was the repeal of the Glass-Steagall Act. This act was passed in 1933 and separated the commercial banking and investment sides of banks. The second event was the Great Recession, which...
If there is one thing people love, it is a person who has become successful financially giving back to the community that helped them along the way. Whether this involves helping aspiring entrepreneurs achieve their dreams, assisting charities with causes such as homelessness or hunger, or...
Did you know that more than 50 percent of all Americans either own their own business or work for a small business owner? Or, that two-thirds of new job employers are small businesses? In other words, entrepreneurs are the primary drivers of the economy. What's more, they wear many different...
After a turbulent end to 2018 amidst intense scrutiny following a gender discrimination and sexual harassment lawsuit, Riot Games seeks to make changes to its work culture while being highly scrutinized by the industry, its critics, regulatory agencies, and former and current employees. The...
Marketing is a continually evolving subject. The industry changes rapidly, and it's never easy for people to keep up with the changes. However, Luke Lazarus has plenty to say on the subject. Like many marketers these days, Lazarus is sure that the key to brand development is narrative...
As most successful entrepreneurs know, if you follow your dreams and passion the money will come. However, even when choosing to do so, it takes a strong commitment to excellence and a burning desire to succeed in order to make this happen. In the case of world-renowned businessman Raffaele...
There are many dangers in the world today. Therefore, you need to take the precautions that are necessary to ensure the safety of yourself, your family or your property at all times. There are companies that will provide you with a variety of security options to choose from. One of the most...
The battle against clinical depression is growing stronger as many worldwide have begun acknowledging the fact that it is a condition that is worth going up against. Now that the fight against mental illnesses is getting more supporters, the number of innovative treatment and revolutionary...
Some things go together like beans and rice, peanut butter and jam, or wine and cheese. Your personal and business finances on the other hand? They’re more like oil and water. To be fair, personal savings play an important part in getting your business off the ground. Like a lot of...
The internet has changed the way the world works very quickly. Can you imagine trying to explain to someone decades ago that one day people could pay for things on their phone, and that the product would arrive at their door? The online world changes quickly, especially the eCommerce landscape....
Everyone likes a little extra decoration and stickers do exactly that. In an era where everything is personalized stickers allow for almost anything to be given a little extra flair. It gives a person a chance to add a little extra something to their possessions, to show that the item is theirs. ...
Running a small business can be challenging. In the first few years of operation, you may find your company running into a number of financial snags. Unfortunately, money troubles are commonplace and can lead to the premature end of many businesses. To prevent this from happening to your...
Did you know that only 28% of small businesses make sales via the internet? Or to put it another way... 72% of businesses are making sales via a physical location! This is surprising, as there's a lot of negative press associated with physical stores. But if you look closely, it's not hard...
Can you articulate the business foundations that you have established in your workplace? Chances are you have an overarching understanding of what they are, but it’s been a while since you checked in with what they look like now and what they should be in the future. Success starts with your...
The average child support payment totals $430 a month. This massive sum can throw even the strictest budgets out of whack. For comparison's sake, it's as if you were paying off a car loan for a mid-range vehicle. Still finding your financial footing after a messy divorce? It's time to tighten up...
If you're a manager or a business owner, you know the importance of properly managing both your company as well as your employees. But the old ways of managing staff aren't going to be effective for the coming years. If you want to be (or train) an effective manager in 2020 and beyond, you'll...
Looking for people to fill job positions is a time-consuming and stressful process. Because of this, many companies often hand this task to either a third-party recruitment agency or a labour hire service agency. Although both providers share similar roles, their descriptions and hiring...
Property valuation is the process of establishing the current market value of a real estate asset. It’s usually a requirement in a range of settings, including sales listing, taxation, investment analysis, financing, and property insurance. Are you interested in pursuing a career in this field?...
Do you have a favorite recipe that's been passed down throughout your family? Maybe you've just discovered your own recipe for a twist on a well-loved classic. Whatever the case may be, you've started considering selling your own food product. However, as good as grandma's chicken parmesan...
Are you an entrepreneur looking to make an impact in your field? Do you find yourself having easy access to information about the customers who are interested in your services? If so, then it is important for you to understand the need for collecting data for your business. There are several...
The demand for digital marketing professionals is growing steadily. It is crucial to be on top of the news in this sphere as the technology and trends are changing rapidly. Online courses are an efficient and comfortable way to acquire new knowledge. The variety of digital marketing...
Starting a new business is an exciting time. You might have been building up this moment for years, so it’s understandable to get swept away with the potential success, the planning, and design of things like your logo, your colour scheme, your products, etc. But what about all those hidden...
Are you planning to apply for a car loan or a mortgage? Whether you’re applying for a credit card or a mortgage, your credit score is one of the most important pieces of information that lenders will seek. Unsure of what a credit score is or if your loan application will be approved? Read on. ...
There are many benefits to being productive at work. But when productivity is lacking or slowing down, something has to be done about it. Without this integral piece of the puzzle, the culture of the workplace can suffer, you can experience high employee turnover, employees don’t feel...
In a country like the Philippines—where literacy, educational attainment, and technological savoir-faire are all on the rise—the freelancing sector is growing by the day. The tech giant Paypal—which works closely with Filipino freelancers through its online payment platform—estimates that there...
No one can deny that the new Seiko Solar watch is your first choice if you love solar features and handy green energy. The price is great compared to many other players in the field of watches too. The watch is on a very strong quality comparing to the effective price. In addition to that, the...
In 2018, American consumers spent USD 517.36 billion shopping online according to the U.S. Department of Commerce. Retail eCommerce sales globally, on the other hand, stood at USD 2.8 trillion during the same year according to the market research firm eMarketer. As emerging economies mature and...
According to experts, solo and small law firm attorneys earn about $198,000 on average. Can you imagine being your own boss and earning this salary? You may think it's only a dream, but starting a law firm is the best way to get there. However, it all comes down to doing your research and...
Do you wish you had more time in your busy schedule to just relax? If you're someone whose time is spread between work, kids, and social obligations, it can be hard to imagine much free time. And if you're feeling overwhelmed by your busy life, you're not alone. In fact, 16 percent of...
How frustrating is it when you’re working away at your desk, getting through all those tasks when suddenly, there’s a cork in your workflow. Maybe it’s because you don’t feel like you’re accomplishing anything, maybe your to-do list just keeps getting longer, or perhaps you’ve had an extra-long...
The conference room is one of the most important places in a company. It is where all the important business meetings and conference meetings; both video and audio take place. Apart from being aesthetically pleasing enough to fulfill its use as a conference room, it should also have the...
When it comes to promoting your business, you need to make sure that all of your marketing strategies are completely on point. You can have the best brand on the web or in your entire business niche, but that probably will not make a difference if you do not know how to market it towards your...
Let’s say you’re interviewing a new applicant for a job and you feel something is off. You can’t quite put your finger on it, but you’re a bit uncomfortable with this person. She says all the right things, her resume is great, she’d be a perfect hire for this job — except your gut tells you...
An increasingly important factor that contributes to the success of a business is building a thriving marketing team. Building a successful team is more than putting qualified people together in the workplace. The process begins with identifying each employees strengths and weaknesses and knowing...
What are dividends? As many people know, a company that sells products and is not a private company has stockholders. A stockholder pays to have a "share" in the company. A "share" in the company is a portion of the publically traded company divided into small portions called shares. When...
Have you ever wondered how the great minds came upon the ideas for their great inventions? How did Alexander Graham Bell come up with the telephone anyway? While many inventions and discoveries changed the way of life for humanity, some small-scale products also helped improve the lives of...
Introduction Search engine optimization is a very important part of website management in the current online world. Without good SEO, your website will languish in the forgotten depths of the internet and nobody will find it when they search for relevant terms. You could hire marketing...
If you are someone who feels energized after spending time with other people, you may have an extroverted personality type. People who fall into this category use their minds differently than more introverted people who prefer to recharge alone. Extroverts tend to be fast thinkers and they work...
There’s a lot of thought that goes into starting a small business. Contrary to popular belief, starting a business takes more than a great idea and the resources to fund it. There are certain things you need to remember before you can successfully put up a business: Do you have a business plan in...
Corporations pay out roughly $60 billion each year in U.S. government regulatory infractions. Clearly, remaining in compliance with government rules and regulations is crucial. But how can you stay on top of it all? Consider hiring a compliance consultant. Compliance consultants keep track of...
Getting around a city has never been easier. Commuters need no longer rely on buses and taxis. They can now order a private car at a competitive rate. Uber has made this possible. It is the top rideshare company in America, and it has re-invigorated the private transportation industry. Through...
Do you have the entrepreneurial spirit? That “special something” that helps you think outside the box and seek change? Whether you own and operate a business or you simply embrace a mindset that always asks questions and thinks critically about your work, you’re someone who is always looking to...
Technology is changing just about every facet of the business world and human resources is no different. Today's HR departments are much different than the HR departments of yesteryear, with employees able to solve a lot of their own problems thanks to easy access to information and digital...
Creating an effective marketing strategy isn’t easy, especially if you don’t know where to begin. An important thing a lot of people don’t do when marketing their business (but should) is thinking less about what to DO and more about what to BE. There's plenty of names in the phone book or on...
When talking about content marketing, most people immediately will begin discussing blog content. Blogs are an essential part of any content marketing strategy and should be used weekly to generate relevant content for your business. But there is another avenue that provides excellent content...
The “House of Tomorrow” has a long history, and yet, it has always been just out of reach. In the 1950s the world was promised innovation after innovation, changing our lives fundamentally and ushering in a new era of automation. Of course, washing machines, dishwashers, and microwaves gave us...
There are many different financing options available to the general public and business owners right now, and one of these options is called mezzanine financing. This option is available to business owners and can be the solution to many problems that they face. In this article, we are going to...
Innovation is not a word I’d use to describe today’s smartphones. Sure, Samsung tried something new with their curved screens, and some companies have toyed with ways to hide the front-facing camera, such as the pop-up camera, but that’s it. And while smartphone manufacturers have been trying...
Every business with some sort of online presence, whether it’s just a website or a profile on every social media platform, needs to continuously change their search engine optimization efforts. SEO trends and strategies are constantly changing and it’s important for companies to keep up —...
The potential for litigation is just a fact of operating an enterprise these days. Small business owners can find themselves facing lawsuits from customers, competitors, and even employees. In fact, a study released by the U.S. Chamber of Commerce’s Institute for Legal Reform found that 43...
For every business today, including start-ups, it is mandatory to get insurance coverage. To rise from a start-up to a full-grown organization, getting the right insurance is a crucial move. Providing financial security to your start-up can save you from the possibility of costly scenarios, that...
Just like people, a business will encounter a crisis (minor or major) at some time during its existence. No business is always smooth-sailing, each will have to face challenges that could either make or break them. As long as the necessary crisis management plans have been put in place there is...
In recent years, large steps have been taken towards the paperless office. The idea is so commonplace now that it’s difficult to remember a time when business was sceptical of such an idea. Now the new challenge, which in fact isn’t that new at all anymore, is that of a completely virtual...
Many individuals who have typical 9-5 jobs and who are tired of the daily commute to the office, putting up with ill-tempered clients and working like a horse on a regular basis, dream of leaving the corporate world and starting their own business as an entrepreneur. If you are one of these...
Have you ever looked at your bank balance through your hands, as though you’re watching a horror film? Of course you have. Almost everyone apart from the cloistered elite of royalty and riches has found themselves strapped for cash at some point or another. Now, imagine something even worse – it...
A logo is the way that consumers identify your brand by sight. The way that the brand is presented and perceived is more of what branding is all about. A logo only goes so far and is an important part of the branding process. Your brand has to have definition, presence and can’t get lost in a...
Why do people start their own small business? Maybe because they’re bored of living the corporate life, or want to be their own boss, or they have a killer idea they want to execute, etc. etc. But, why do people run small businesses? I've heard a lot of answers to this question – passion, a wish...
Every organization has leaders and how well the leaders manage their team has a huge impact on the success of the organization. Truth be told, not all team leaders are the same; some might be a little reserved while others freely communicate with the staff. The chances are that the one who openly...
How do you feel when you wake up in the morning to start your work day? Is it a feeling of excitement for what’s to come? Or is it a feeling of dread? If it’s the latter, it might be time to reconsider your career. This might be the case especially if you’ve been at your current job for a while...
Events that are “green” have become the latest trend for many individuals and organisations. If you are planning to make take this direction with your event, then there are many ways to make it successful. One of them is through the use of eco-friendly custom-made badges. In the next part of this...
ESMA (European Securities and Markets Authority) introduced new strict/drastic regulations for regulated Forex Brokers within the European Union. These restrictions have a significant impact on the amount of leverage that a retail trader can access when trading Forex broker or CFD with these...
Every business needs to take the time to properly process payroll. If you do it incorrectly, you will be fined by the IRS for breaking the official rules. Small businesses can take a huge hit from this and possibly go bankrupt. That's why companies should have payroll software. Luckily, there are...
In 2016, the Social Security Administration (SSA) paid out disability benefits to 10.2 million people. 88 percent of those people were disabled workers. During the same year, the SSA terminated benefits for 820,372 workers. Applying for disability is trickier than it should be. The SSA asks...
Whether you are conducting your direct mail marketing campaign to drive traffic either online or offline, many entrepreneurs may consider this traditional strategy as a little hit and miss. However with the right know-how and meticulous planning you can develop a direct mail marketing campaign...
Once you’ve got a business up and running, it’s easy to forget that there are other streams of revenue available outside of the public sector. The federal market place puts a lot of money into contracts – around $90 billion in 2012. That’s more money than I can shake a stick at. While...
Have you ever shaken the hand of someone who is clearly ridden with dirt? It’s a strange feeling knowing that you’re in close contact with a person who is potentially harbouring a ton of harmful bacteria that can make you ill at a later date. But still, imagine the scene – you’re in a business...
In 2018, 74% of small businesses reported using pay-per-click advertising. If you're not one of those companies, what are you waiting for? PPC ads are a great medium for reaching target consumers. This has encouraged agencies to expand their service offerings to meet the demand. Read on for a...
People have been buying liquidation pallets for a long time. Yes, even before the internet was birthed this was a process that took place at in-person auctions and events. Nowadays, there are hundreds of places and/or sites that you can purchase liquidation pallets from. Your job is to learn...
Remote work can take a toll on business creativity, productivity, and teamwork unless you know what you're doing. Allowing everyone to remote work can quickly lead to disaster, especially if your employees have no incentive to perform better when working from home. Boosting your remote workers'...
If your company has invested thousands of pounds on finding the right premises and invested heavily in a computer system, furniture and even a training programme, then a would be a great shame to fall down at the final planning hurdle, by compromising on the quality of the headsets used. Put...
After the ads of a business, its website and the voice on the phone, your reception area is the first real experience of your company that customers and business partners have. As you think of ideas for how to put an impressive reception area together, you need to keep in mind the kind of image...
Protecting Your Business and Its Customers As a business owner, your main focus is naturally on serving your customers and maximizing profits. However, you must also consider the need to protect your customers and your business from harm and possible legal litigation. In addition to...
Commodity products are boring - it's the nature of the beast. Credit cards, soap, drugstores, and lens outlets all suffer the same problem. They don't have a very exciting brand. How much can you say about something that people hardly give any thought to in their daily lives. Sure, everyone uses...
In some ways, Canadian society follows the cultural lead of the United States. A case in point would be the way Canadians are more willing than ever today to take one another to court over minor matters. This tendency exposes small businesses to considerable risk. A small business could be wiped...
When your employees do something truly epic at work, you want to reward them. After all, everyone knows that rewarding employees is the best way to keep them motivated, right? Not so fast. A study done by Bersin and Associates showed that companies that provide mere recognition have 31 percent...
Decades ago, businesses relied on print marketing. Without the World Wide Web to disseminate millions of web pages in real time, how did marketing campaigns succeed?! The question is a bit tongue-in-cheek; obviously, traditional tenets of marketing must be satiated despite actual platforms...
Crowdfunding is an exciting alternative for small businesses owners who need or want to raise money. But it’s not “easy money,” and it’s not a good idea for every business. How can you tell whether or not your business has the potential to crowdfund successfully? Here are a few questions to ask...
At one point or another, you are probably going to have to speak before others. No matter to whom you have to speak, being a good public speaker can have a massive impact for the better. The following advice will help you speak well in almost any situation. When speaking in public, make sure...
When you begin a business, the most cost-effective and sensible place to start is working at home. By working from a home office, you’re able to reduce a lot of your expenses. However, there will come a time when your business outgrows your home, and this is when you’ll need to look into leasing...
Putting up your own business can be very challenging. Many entrepreneurs are brave enough to try but many also fail. Why? Because most of them lack the right skills, traits, attitudes, even the right combination of skills and qualities to make the business work. Funds aren't the be-all and...
Many business empires start from very humble beginnings, trading from a spare bedroom or garage in the first instance before sometimes graduating onto something on a global scale in some such examples Even if your business ambitions are more modest than these goals there still comes a time when...
Markets are becoming increasingly competitive, and your business will fall by the wayside if you don’t stay a few steps ahead of your competition. Your sales team must stay on top of trends in the industry, and it’s your responsibility to ensure that every member is trained accordingly. They...
Let's talk training. You need to continually train your staff so that they stay on top of their game, stay educated about the latest developments in your industry, and have a fighting chance of keeping the company alive for the future. But the same old training schemes just aren't working...
Small in Size Only Your business may be small, but that doesn’t mean that you have to operate like an amateur. For instance, if you deliver tangible products to your customers, you can set up your delivery services to ensure the highest possible level of efficiency. Fortunately, many of the...
Business document management software is the ultimate solution for managing the workflow of any organization. If you own a company and are considering installing business document management software into the system, then it is one of the best decisions that you can make for your company. Do not...
Starting a new business brings plenty of excitement and challenges. Among those many challenges is acquiring technology that will help your startup operate at maximum efficiency with minimum cost. The recent Bring Your Own Device programs that have popped up have been developed as a response to...
Any successful business has lots of different bits and pieces to make it up, and this includes things such as stock, equipment, files, office space, vehicles, mail and lots, lots more. Over the years a lot of this can build up into a large amount, and sometimes a business will need to find...
Out-of-date SEO copywriting techniques, like stuffing pages with keywords, just won’t cut it with Google anymore. So, how can you achieve search engine optimisation without using what used to be called SEO? In April this year, Google released an update – called ‘Penguin’ – aimed at bringing an...
It is a major accomplishment to start your own business in today’s society – scratch that, in any society. It is a lot of design work, paper work and a lot of social work to start up your own business and then to do it on your own is even more of an accomplishment. Once your company has ‘made...
Despite all the perks of self-employment, the inability to ask your boss for a couple of days off often plagues entrepreneurs. It shouldn't though. Taking time off will not only benefit you, it will also benefit your business. Here are three great reasons to get out of the office, refuel your...
Are you thinking of opening a business of your own? If you think you're up to the challenge, it means you've already decided on the matter. But before anything else, take a minute or two to reflect about the business that you want to embark in. Does it really have that much potential? ...
Increasingly more people are starting to acknowledge the importance of negotiation in business as well as in everyday life. However, most us associate bargaining with cash and view this process as an opportunity to increase our revenues. Negotiating a good deal goes beyond the moneymaking...
So you want to be an entrepreneur? You aren’t alone! In a 2013 Global Entrepreneurship Monitor U.S. report issued by Babson and Baruch Colleges, the percentage of adults involved in startups hit 13 percent in 2012, a record high since Babson began tracking entrepreneurship rates in 1999. Optimism...
Bill Gates of Microsoft. Larry Ellison of Oracle. Michael Dell of Dell computers. Mark Zuckerberg of Facebook. Ted Turner of CNN. Steve Jobs of Apple. Alan Gerry of Cablevision Industries, which became Time Warner Cable. These are all men that made it successfully without an advanced degree but...
Your business is a testimony to how you use resources, build systems, manage people, and get the ball rolling. Running a business isn’t exactly like a loose, free-for-all party – it cannot have loose strings, it can’t afford mess, and your business certainly isn’t where people can goof off. You...
It's sad, but most businesses need to overhaul their customer service department. Does your company get overloaded with repeat business? Are you moving into international/global markets? Are you growing so fast you're having trouble putting new distribution protocols in place? If not, maybe your...
Investing in property is one of the most effective forms of passive income, whether you choose to go for commercial or residential property the steps prior to making the plunge tend to be the same. These are essential to ensure you can be confident in the decision that you are making and are...
The big place where the small business owner can beat out the big businesses is their ability to have the owner of the business being adept at advocating personally. In small businesses, brand building and brand escalation start with and is powered by you! So how can you utilize,...
Some people say that SEO (Search Engine Optimization) is dead. Others say that it’s overrated. Lawyers and other small business owners don’t understand why it’s a crucial part of any online marketing strategy. SEO can single-handedly drive the success of your law firm. It provides an affordable,...
One of the prime factors which have made big shots in business world, big shots, is marketing. This holistic term had its origin simultaneously with that of business. Gone are times when barter system used to rule the world, when each product became its own currency to be exchanged. When the...
Thinking of starting a business? Globally, more and more people are jumping on board to start their own businesses. Unfortunately, a few years later, a majority of entrepreneurs give up their dream venture for various reasons: they can’t find a way to make money or find any investors, the...
When you grow a small business into a slightly bigger business, one thing is inevitable: You will eventually need to hire an employee and if you do well you will eventually end up with a team. But as soon as you take on that first member of staff your business gains a new challenge: How can...
It’s hard enough running a home based business yourself. The constant struggle to cut costs, minimize work time, and other burdens can crush your success. You need to find the correct resources and tools to aid business development. The best business plan entails prioritizing your workload and...
Business promotional methods are definitely in a state of flux. More and more firms are finding that advertising online makes a lot of sense for them. Does this mean that traditional print advertising is no longer relevant? The answer is a resounding “no”. Whether your company is a large firm...
The world of online retail is booming, and now is a great time to start a small business. Across the globe, online retail spending is steadily increasing, with rates up 1.4% overall from 2016 to 2018. If you’re looking to start a business selling goods to consumers, now is an excellent time to...
The average person spends almost 100,000 hours at work throughout the course of their life. It's why it's so important for people to find a job that they love before they launch their careers. That's also why it's important for people to do whatever they can to make their setups at work feel...
Times are changing. Office buildings, cubicles, phone systems, corner offices and daily commutes are becoming a thing of the past. Many are being dragged kicking and screaming into the digital age of telecommuting. Resistance is futile. If you plan to stay competitive in today's changed...
Is it time for you to more your store? This question passes through the thoughts of many business owners. There are many reasons to consider changing locations and some important things to keep in mind when you do. If you way out the pros and cons of moving carefully you will come to the...
Are you currently being weighed down by the amount of debts your small business owes, whether in the form of compounding business loans or credit card balances? You are not alone. Over 80% of small businesses in the USA alone are reported to be in debt in one way or another. However, this...
For those who are looking to expand their business or start a new one, money is the most critical factor. There are multiple ways in which one can get a loan to fund your business. #1 Term loans Businesses have the option of selecting a term loan to finance their business. It is one of...
In our fast-paced world, there’s a chance you may have heard the term before or even experienced it yourself. Burnout typically happens when there’s a reduction in emotional resources and support, which can result from prolonged stress and chronic exhaustion. Symptoms can range from depression,...
There is no denying the fact that ID theft has become one of the most feared threats in the digital world today. As the number of high-profile data breaches are on the rise, security has become a greater concern for individuals and organizations alike. KYC norms have been revised to include...
30 years ago, a computer scientist proposed a brand new way of sharing information across a network of computers. Sir Tim Berners Lee invented new protocols of transferring data and new concepts on how to use the newly introduced network. Soon, brave entrepreneurs have started using this new...
Some people say that starting a business was never as easy as it is today, because the Internet era has brought an endless flow of resources to guide new entrepreneur's steps. If we abide by their words, we can conclude that there is a lot of truth in what they say. Perhaps you are a...
What is the major thing that you like to focus upon your new business? Is it finance? I think I am right! Well, you may be a little wrong. Financing is not just the only thing that can earn success. You need to put up a strong business plan to spot the future success or failure. What Is A...
Litigation funding has increased in popularity in England in recent years as more law firms become familiar with the concept of this industry. Third party finding can be a risky business, as funding companies must enter into a case that is high risk but with the potential for high reward. ...
A lot of successful businesses, small and large, choose to employ independent contractors for a number of reasons. One perk in particular that business owners find very attractive about hiring independent contractors over employees is the severe reduction in overhead—payroll, health benefits, and...
Having private health insurance has many benefits – it can cover you for doctor and hospital visits, and it can provide cover for extras such as physio and dental – however, for the most part, private health insurance will not cover you when travelling overseas. Although it will depend on your...
So often, sealing that lucrative business deal comes down to individual personalities, i.e. whether individuals get along or not. In an international setting, there’s a minefield of potential problems notwithstanding confusion that can occur between languages. Improving a company’s cultural...
Entrepreneurs come in many shapes and sizes, but one thing they all have in common is unbridled optimism. We each have a dream and that dreams is ours for the taking. All that is left is discover the path and run down it. In our optimism and drive, sometimes we make decisions that work in...
It’s all very well to have dreams of grandeur, to have a vision of empire and developing your own business giant. However, the bigger the dream, the bigger the financial need. No business can grow without money. The availability of sufficient funds and capital is one of the critical factors...
Due to stricter rules and regulations, banks and auto houses have taken a firm stance against providing car loans which is why car leasing became far more popular. Just over the last few years, car leasing caught the attention of several business owners as they discovered they could potentially...
There are a number of methods by which to use call & voice recording technology to improve the efficiency of telecoms in a contact centre environment and call & voice recording equipment has a large role to play in streamlining call centre operations. Given the current state of the...
There are many risks associated in running a courier company. While it can be seen as beneficial in that the courier business owner can expect to make substantial profit without investing too much money, there are also great dangers and risks involved. The kind of risks we are talking about are...
Stress is now one of the biggest causes of long-term sickness in the workplace. It’s not just restricted to employees, however. Housewives or husbands, the retired, volunteers and the elderly can all suffer from stress caused by any number of factors. Recognising that you are under stress and...
Industrial chemicals can have a damaging impact on employees, equipment and the environment. If you can trace problems with health and local ecosystems back to your workplace, you may need to reassess your use of a particular substance in the manufacturing process. Hazardous industrial chemicals...
Slatwall panels are a great way to showcase your products and promotional materials about your services. Multifunctional and adaptable, they work in showrooms, clothing stores, newsagents, art studios and in exhibition halls. Display packaging and presentation materials are one of the biggest...
The benefits of implementing a call logging system for your business are numerous. They will depend on the type of your organisation and its requirements, and can be seen both internally and externally in a number of different ways. Call logging is a method by which you can monitor and track...
One of the mistakes that product developers make, especially in the technology industry, is that they design their products not for the average everyday person but for the passionate technology geek who gets excited by them. These products will be loved by the “early adopters” because they are...
This is where the saying ‘play it smart’ should ring appropriate; no matter what your age, you can effectively plan ahead to where Suncorp life insurance cover is affordable now and saves you money later. It doesn’t matter if you’ve started a family yet, or are planning to several years down the...
The journey of an entrepreneur often begins at home and for those who are in the early stages and operating out of a home office or even your garage, it is important that the space around you helps you to be productive. Decluttering your working spaces (and even the places you relax in your...
If you are one of those individuals with an unquenchable thirst for adventure and solitude in their veins, you must place the Northern Areas of Pakistan on your list to visit of travelers. To put it simply, this is the ideal place for you to reveal your life's finest packing experience. So get...
Appearance matters when it comes to selling products. Research has proven that handsomely packaged products affect emotions in a positive way, which, in turn, influences a person’s buying behavior. On the other hand, unattractive product packaging triggers brain regions associated with negative...
Training is among the most important things for employees new and seasoned. While training for new employees could mean how to do the job they’ve been hired for, or how to deal with certain situations, training for employees already in the organisation, it can mean updating their skills or giving...
Knowing how to sell a business for profit is just as important as knowing how to start a business. However, unlike starting a business, you may only get one chance to sell, which means creating a solid business selling plan is of vital importance. ...
A little bit of fun in the workplace goes a long way. However, team building exercises and activities often get a bad rep, but if you choose them carefully you can do something exciting with your team, as well as enhancing communication and create bonds between team members and ultimately helping...
The art of creating a brand and building the identity of a company is the essence of corporate communication. It allows a company to convey a certain message to their clients or customers. Brands like the BBC- a trusted, impartial company, Google- innovative and intelligent, and many other...
Working in an environment where you feel like you matter is important to everybody, whether you’re the CEO or the checkout girl. Having a voice, not being ignored and feeling like you’re in control of your own progress is the key to being empowered, but sometimes the powers that be can be too...
Choosing the right life insurance policy can mean the difference between an already terrible situation getting unimaginably worse or at least having the necessary financial support net to catch you and allow you to pick up the pieces. Discussing life insurance can be taboo among much of the...
Small business owners are embracing Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) as affordable health insurance options. As employers spend less on premiums, they can afford to siphon part of that savings back into their workers’ accounts.There are significant...
Life and Death We live in a world of opposites. We have up and down, on and off, black and white, etc. The most fundamental axiom on which Life is based is “Life” and “Death.” There are continuums between these opposites. We all live on a continuum of “Life” and “Death.” We are either...
The most important thing to remember when promoting your business news is that it will be read by potential customers. It must never be confused with search engine optimisation (SEO) which is designed to appeal solely to search engines to guide traffic to your website. Business news relevant to...
Consumers across the globe use social media on such a regular basis to engage with their favourite brands that people are now employed for the sole purpose of managing social media accounts. It’s a phenomenon that you simply cannot ignore. Twitter has more than 140 million users, Facebook hit a...
Need to write a press release for your small business? In order for your business to succeed you need to know the right way to write a press release. A great press release will bring more customers and business to your small business. Here are some tips and guidelines to follow to write a...
At some point every entrepreneur will face the decision whether to buy or lease commercial property from which to run their business. This may be right at the beginning of the venture when the business is just starting up, or further down the line as the company expands and requires a larger...
Here are ten tips that will help you to come up with some new business ideas. 1 - Ask your friends and family Your friends and family may not be the smartest bunch on earth, in fact they may even be some of the dimmest people you know, but there is an old saying that says every person...
Now that the world systems can no more guarantee 100% job security, there is need for an alternative. The most reasonable alternative in the world today is, starting up the business of your own, known as; Entrepreneurship An Entrepreneur is a person who is enterprising in nature, he is a risk...
There are several reasons for purchasing a franchising over starting a business from scratch. These are:- 1. A proven formula is place. When starting a business, there are many hurdles you face such as figuring out your margins, operational efficiencies and resource allocation. All the issues...
"Education is the best legacy", this statement is very true and it remains one of the most popular statement in the world, but at a point, we do mix things together and apply the quotable quote in the wrong way. When I was very young, I remembered we learnt in Social studies that education can be...
As an entrepreneur, it’s likely that you’ve considered entering the rental property business. With the population of big cities growing, demand for housing has increased, resulting in greater profitability for property owners. There are several investment options available to you in terms of...
What does it mean to be in charge of your life? For most of us it means a good work-life balance; clear opportunities to excel at what you’re good at – both at work and in your personal life - while having time to enjoy the fruits of your labour with those you love. Working Hard We all work hard...
To ensure business success, different engagement marketing strategies should be utilized from time to time especially now more than ever the competition is getting tougher. In a split of a second, you will lose your current position in the industry without you knowing it if you will take for...
There is no question that your business having an online presence is essential nowadays. It has come to the point where some people, especially younger generations, will deem a company ‘not legitimate’ if they cannot be found via Google or Facebook. What’s even more worrying is that it can be...
You've decided to take the plunge and start that little homegrown business you've always dreamed of. Unfortunately, the cost of a rental space, insurance and all the other incidental overhead is beginning to turn your lovely dream into a sour nightmare. Instead of dealing with these unnecessary...
MBA programs provide their students with the skills and tools needed to be able to manage a business and its different departments. Some students will specialize in the management of human resources, others in running the production departments, while more will concentrate on other various...
Many engineers consider entering the world of management after garnering years of experience in their chosen field. According to the Bureau of Labor Statistics (BLS), one of two specific master’s degrees is required to enter the field of engineering management. A Master’s in Business...
Every entrepreneur hopes that their start-up will be funded, but the truth is that only one percent of business proposals are ever selected for start-up funding. Why is this number so low? It’s not because there are lots of worthwhile proposals and the investors are choosing the crème of the...
There are literally hundreds of ways to advertise your company, service or product, and more than likely many more. But many companies, especially those who might be still in the start-up mode do not have a lot of extra money on hand to spend on advertising. However, marketing and advertising is...
Promotional videos are a great way to attract potential customers. They can easily give any clients and future customers the gist of not only your company, but also the products or services that you offer in just a few minutes. That’s why it is essential if you are making a promotional video,...
Running a small business is hard, there are so many challenges that any small business owner or team can run into on any given day. It can be tough for many to be able to figure out how to navigate through all of the advice or rumours or tips that are out there waiting for the un-savvy business...
The way that businesses interact with their customers has changed drastically over the years and companies have to make adjustments to the way they work and promote the business. Although social media platforms such as Facebook and Twitter are proving to be very popular, they are closely...
Making the right choices about your social media marketing is one of the first steps to building real engagement with customers or conversation within your industry. Without a solid awareness of which platform is most relevant and offers the best ROI, you’re walking into a land of opportunity...
It is very important for all businesses to have a conversion-friendly website to boost conversion rates. In such a tech-savvy world, it has become essential for businesses to have a presence on the World Wide Web and therefore a website is crucial to reach vast audiences and improve sales. But...
Entering the field of finance has been a common pursuit since the early days of commerce. Over the past few decades, it has evolved with leaps and bounds. This has attracted even more attention, as it became a career that promised a lucrative wage. Due to the current economic climate and...
Running a company is more than a full time job. In fact, most business owners would say that even if they had another 24 hours per day they would still not have enough time to fulfill all of their obligations to their satisfaction. Even if this is an indication of being too precise, it is a...
Don’t let a poor credit rating stop you from renovating your home. Of course everyone know that’s getting a home loan is not that easy and it will depend on your situation. In some cases, it may be impossible to get one. There are a lot of lenders who still offer people with bad credit a home...
Exuding confidence during a negotiation can be a lot easier said than done. This is especially true for those who are new to negotiating, in which case confidence is typically not something that is top of mind. The fact is, learning how to be confident during a negotiation doesn't have to be...
Trading on the foreign exchange, or Forex market, is becoming increasingly popular with retail traders. This is because it is now much easier for individuals to operate in the world of Forex. In the past only individuals with a considerable fortune could trade on the Forex market. This has...
Like it or not, there are some unwritten laws about the business world that may go against the dynamics of being self-employed. Regardless of the size of the company, entrepreneurs will always need a working environment that is professional and representative: renting one of the meeting rooms...
Having access to reliable information about a company is vital: a companies house web check via Duedil, along with a little manual research, can be enough to make or break a business deal, but it can also do so much more. Read on to find out who should be getting the full story when researching...
Online video is quickly becoming one of the biggest untapped opportunities on the web. With shooting, editing and producing high quality video becoming easier than ever, and with the opportunity to make video available to almost anyone, there are quite a few possibilities available to make money...
The Android market is developing as we speak, and every day, hundreds of new applications for smartphones and tablets based on the Android system appear. During the latest years, a new IT branch developed. we are talking about the Android Applications Developing, a branch that attracts hundreds...
Have you done something that made you lose your credibility because of a low credit score? And now you can’t make new decisions because you think it would be pointless? A bad credit doesn’t mean you can no longer startup a company. It may take some time but it will be worth it if it means you get...
Entrepreneurs have it rough. They have the best opportunities to reach success, but they also have to think of their own future and safety net without anyone else’s help. For those who are successful and see a business come to fruition, grow, and become established, the success can happen with...
Are you aiming for increased visibility and traffic on your website? When it comes to gaining a high rank on search engines, there are hundreds of things you can do to make sure that happens. One of which is Social Media Optimisation. Source:...
Bad credit doesn’t mean that you can no longer do the goals and plans. You must be patient with it though, because it will really take some time for you to be approved of a loan by creditors. The good news is that there are other ways for you to start your plans even with a bad credit history....
If you a small business owner, one of the key focus areas that determine running success is effective cash management. Thanks to public information provided by services like D&B; the interest rate & loan amounts from banks and lending institutions are primarily based on how well your...
Every organisation is vying to augment their profits by means of augmented sales. However, while working towards this augmentation they are overlooking the fact that the costs incurred are also turning too steep. Don’t forget that your buying directly impacts your profits. If you yearn to be...
Shipping containers are big, bulky, durable, and mostly made out of steel. They can withstand all kinds of weather and are able to weather through any kind of storm without any damage. In fact, a typhoon would hardly be able to penetrate through its tough exterior, which, makes it the ideal...
Most people often think that buying used stuff that are going to be used for personal use is not that practical, especially since, they're not as sturdy and durable as a new one, and fact is, there's not much of a drop off in terms of price. Though, in some cases, used stuff are still a more...
Almost every other organisation that you see today is aiming towards augmenting their revenue through increased sales. In the run for this augmentation, what the companies are overlooking is the fact that when their businesses are prospering and revenues are increasing at the same pace their...
You are trying to do it all by yourself to save money. You try to wear different hats, be a different person for different tasks and you find yourself at the end of the day feeling frenzied and unaccomplished. “I should have, could have, done more with the day,” you say to yourself, “I will never...
The very idea of being an entrepreneur evokes a spirit of freedom, of trying new things and of being outside of the norm. But this doesn’t mean there isn’t logic to how an entrepreneur approaches their work. After all entrepreneurs set up businesses right, left and centre every single day, so...
In building a product it must have taken you lot of research, hard work, money and lot of valuable time of you and your team members. So its launch has to be properly planned and executed. You have to do lot of brainstorm as success and failure of your product is based on it. An effective an...
Offset printing and digital printing are the two main types of printing available. They both have their advantages and so you need to make sure you choose the right one for your job. In the printing world, two of your main options are offset printing and digital printing. There is a lot of debate...
You know the 80/20 rule, right? It says 80% of results come from 20% of your actions, so therefore, focus on doing what makes the greatest impact first. When it comes to SEO, however, the 80/20 rule does not apply. It’s more like 95/5… where consistently implementing basic SEO tactics puts you...
The 1990s are over, and venture capitalists and angel investors are not dumping money into half-baked business ideas anymore. The "dot com" craze is basically over. Banks aren't crazy about lending money to anyone either, especially start-up companies. However, that doesn't mean that new...
It is customers who really create a business. Ideas and plans do not. Not even setting up an office with all needed facilities creates a real business. Only when you have your first paying customers can you say that you have a business. Getting those first customers is typically one of the...
Directors and officers insurance, or D&O, protects you against lawsuits that arise in connection with the decisions that you or others make as managers of a company. You might think that won’t be a problem in your case, but the range of circumstances it protects you against is so broad that...
Most people’s dream is to be self employed; that’s why the slogan “be your own boss” or “fire your boss” is becoming more popular by the day. With the current high rate of downsizing, nothing is more secured than being your own boss. Nothing gives you peace of mind than knowing you are in control...
There’s a secret recipe for business success that most entrepreneurs don’t get to hear about. This secret is so obvious; yet, most people miss it. People keep asking why Bill Gates became the richest man in the world; or how GE emerged as one of the most powerful companies in the world. Well, the...
Pinterest is clearly the newest thing on the social media block and has managed to capture the fancies of avid internet buffs. It is basically an image bookmarking website. The primary mission of the portal is to develop collaboration among people who share similar interests and passions. For...
The word “entrepreneur” evokes different interest; because it’s a word that holds various views in the minds of people. The word “entrepreneur” means different things to different people. While most individuals can understand the relationship between entrepreneurs and businesses; they can’t...
Starting your own business can be a daunting task. But the internet has opened up opportunities that can help your new business to thrive, if used effectively. Customers are not going to magically stumble across your website, so you need to plan in how to attract them....
Successful entrepreneurs all share a variety of characteristics that lead them walking down the path to success instead of floundering in failure. Not just anyone can take an idea and actually cultivate it into thriving fruition; in fact many try, fail, and then give up. The late Steve Jobs once...
Part of running a truly successful business is creating a work environment for your employees that encourage happiness and health. It is only through a successful work environment that work can be done its best. We all know that regular exercise is an essential aspect of leading a healthy and...
Starting a business at any time is daunting but starting a business in difficult economic times may seem to be the worst possible idea. During the current recession many traditionally “safe” jobs have come under threat. The banking sector has laid off large numbers of workers and the public...
It's never too late in life to be a budding entrepreneur and if you are over 50 and are thinking of starting up a business, you will typically have to follow the steps that any individual looking to do the same thing has to. However, there are some things that you may have to consider that...
Practically everyone knows about the difficult living conditions of the modern world. We all know that saving money has become critical but how many actually know how to? You may have heard about how to use fluorescents and using less water. However, all these methods require sacrifice. Listed...
Times are tough, and a good business card can help you get noticed by the right people. Make sure your card stands out, and that you use it to good effect. In a hard economic climate it is particularly important to take stock of the small things that might be done to help your prospects in the...
Stress and entrepreneurship—these two words typically come hand-in-hand. It’s no surprise either. Budding entrepreneurs are so caught up doing everything themselves, including meeting investors, answering phones, dealing with clients, and playing social media guru that they can run themselves...
There's only one real difference between entrepreneurs and daydreamers, and that is profit. Entrepreneurs are the quintessential daydreamers. They are idea people, always brainstorming new and innovative business concepts. However, entrepreneurs also are people of action, of dynamism, who are...
The world of entrepreneurship is a competitive one. There are many, many people competing for very few investment dollars. Many entrepreneurs want to know how they can get a leg up on the competition. If you’re looking to gain that competitive edge, you should look to your phone. Smartphone...
If you are already making money on the internet, you know what a powerful income producing tool the worldwide web can be. So many people have had their lived changed by the internet and how easy it is to make money with the web. Globally, there are people everywhere that go online to enhance and...
Email marketers have a number of concerns when it comes to running a successful email marketing campaign. The first thing to do, obviously, is create an attractive landing page in order to build your email list. A lot of effort should also go into optimizing the email copies you’re sending out to...
Some forms of commercial insurance are mandatory, with high penalties if you are found to be without them. Others are just smart to have. Some will be irrelevant to your business. The trick is knowing which is which. It’s a fair bet to say that you will need some commercial insurance as a...
Would you buy a car without researching it? What about a house? Would you give your boss a report you hadn't researched? No, no, and definitely not. And yet, entrepreneurs frequently try to launch new product campaigns and target new markets without doing marketing research. According to...
Ideas rule the world. I believe everyone has an exceptional idea on the inside and that’s why Robert Kiyosaki said that “the world is filled with brilliant ideas.” I have a lot of business ideas on paper; and I bet you do. But one harsh reality is that many individuals will die with their...
Is branding really essential for small businesses? Can branding add value to the marketing strategy of small business owners? Can an entrepreneur brand a small business on a shoestring budget? These are the issues I will be treating today. It’s no longer news that there are lots of false...
Have you noticed that the attitude of workers has been changing? Perhaps you have observed it in many sales people, especially in large-city stores, where service often leaves much to be desired. It is likely you have received defective merchandise, or you may even have accepted shoddy goods at...
When human body neglects, human spirit regrets. It is not without reason that the belief “We are solely responsible for our own problems” has originated. A number of times in life, we either feel frustrated, wasted or helpless or then turn to look out for others, either blaming them for our woes...
You have to pay for everything these days. Did you ever think the day would come where you would have to pay to talk to somebody? Banks, technical support lines, and many other places charge you to speak to a human being. Don’t forget about the fees to check in a bag on a flight, fees to deposit...
Becoming an entrepreneur has the potential to be very rewarding if done correctly. Starting a business is a vital part of the "American dream" and it can be extremely lucrative in some cases. While it is difficult to become an entrepreneur, anyone can do it if they take the correct steps. You may...
You know how the old adage goes: Failing to prepare is preparing to fail. Alas, as many as 60% of Americans fail to prepare for a disaster. Emergency response planning should be the solution. Essentially, you never know when disaster will strike. Consequently, you put a plan in...
After being involved in a car accident, the first thing that comes to mind is how to compensate the damage. The medical expenses and auto service expenses could only be met with the help of car insurance. An insurance claim is a request to the insurance company to make a compensation for the...
The most vital resource of each and every company is its human resource. No matter how much-sophisticated tools or robot you have you can never succeed if you do not have efficient human resource. That is why all entrepreneurs should try to motivate their employees as motivation can play a great...
The race is on. In fact, its been on for many years and shows no signs of letting up in the foreseeable future. So best you learn how to beat your competition on the search engines…and learn quick. Digital marketing and paid marketing has one goal which is to obtain the highest ranking...
In today’s business climate, the importance of a company’s reputation cannot be overstated. This is especially true of a company’s online reputation. With dozens of other businesses competing for your customers and a wealth of online resources available to them, you simply can’t afford harmful...
As a responsible business owner, you know how crucial your employees are. Without them, your business wouldn't be able to operate, after all. Perhaps it's time you give them a little bit of your appreciation for their hard work. In fact, employee appreciation goes a long way toward productivity...
Employee morale is not the same as an employee’s mood. A mood is a fleeting state; workers may feel disgruntled one day and perfectly fine the next. Moreover, moods may change based on a variety of factors that range from serious issues like personal upheaval to trivial things like the weather. ...
Applying marketing strategies to a B2B (business-to-business) model is more challenging than all other genres of business. Selling to other businesses is not an easy task. One doesn’t know where to start. The common hurdles include - gaining visibility, avoiding back and forth with gate-keepers,...
Everyone wants to be rich — the only question is what you're willing to do for it. Are you willing to start your own shipping company or spend days in the beating sun drilling and refining dangerous chemicals? If you're not willing to push yourself to the edge, how can you hope to be rich? The...
Today, the leading cryptocurrency known as Bitcoin is getting more and more popular and accepted. Several groups and companies are now accepting this digital currency in exchange for selected products and services. Bitcoin, for those who are just getting to know what it means, is a cryptocurrency...
One of the best ways to save money as a brand-new, first-time restauranteur is to move into an old and abandoned restaurant. While it might seem like bad luck — the restaurant before yours closed for some reason, and you don’t want that reason to curse your venture — in truth a once-restaurant...
Packing from one residence to the other, say to a relaxing environment like those in Old Fort Bay or moving your business from one part of the city to the other is no mean job. It is tedious, tiring and burdensome. But you can get others to help while you sit back and sip some quality wine. You...
People love gifts. And we all want to be given free stuff here and then. But some gifts are more appropriate at certain times than others. Some gifts are appropriate at Easter, Christmas, career promotion, and christening; while other gifts are suitable for all occasions. There is always the...
Have you ever wondered why people take tea or coffee at their workplace? What comes to your mind when you find an espresso coffee machine in an office or a construction yard? Truth is whether in an air-conditioned office or a road construction site, a hot mug of beverage tends to promote work...
Almost anyone can get connected with people everywhere with internet-enabled smartphones. With computers and smartphones, the social life of people everywhere has improved dramatically; likewise their work life. But more can be done with enterprise wearables. Whether you are a construction...
The concept of “time value of money” refers to the idea that money in your hand is worth more than money you’ll get in the future, assuming that the amounts of money are the same. This is because money you have now can be used to make more money later on. Read the full article
Did you know that each year about 150,000 construction site injuries occur? The majority of these accidents are falls. Contact with construction equipment is also a significant contributor to the injuries that workers experience. The profession is certainly a dangerous one. But things in the...
As a business owner, it’s important that you keep up with emerging business trends to ensure that you stay ahead of the competition. Not only can new technologies and more flexible office solutions help your business to be more productive but they can also help you to lower your costs and...
Online reputation is one of the most important things to consider when building your brand. Whether you are shipping products worldwide or serving your community as a small neighborhood restaurant, a good online reputation can win you new customers. On the flip side, a bad or nonexistent online...
Have you ever wondered, after you have spent your weekly or monthly income, just where the money went? Are you spending more on certain items than you really want to? Are you spending more on the same item now than before, and is this because of inflation or some other reason? To get the answers...
With four of the top ten universities in the world, the UK holds host to a plethora of exciting student destinations for study. As the demand for student accommodation increases, from both international students coming to study, and those moving from home to live in a different part of the...
The journey of a budding programmer or developer into the domain of software and information technology is quite an interesting one. The path has stayed more or less consistent for a long time. But just as the market tends to evolve, so do the organizational demands, which consequently end up...
When it comes to mortgage lending, there is no such thing as a free lunch. You somewhat control the negotiation and have the privilege to ask for the items you want. However, do not expect a lender to say yes to every request. Instead of outright rejecting your application, a mortgage lender may...
If you are hoping to start your own business, then running a franchise could be a great idea. Running a franchise means that you don’t have to worry about building a customer base and getting your brand out there as much as you would with a brand-new start-up since your business will already be...
Your long-term plan is to start your own business. It could be one of the smartest financial moves you ever make. As they say, you can’t get rich working for someone else; finding an industry you’re passionate about and starting a business that you own yourself will not only motivate you to...
Every company or organization is different which means they will eventually require at least certain customization to use the right EHS software properly. Customizing software to fit certain requirements for a company is oftentimes more complicated than you think it is. So many vendors and...
If you have ever asked any insurance agent, he will tell you that one of the more common reasons for an insurance claim is water damage. This is why it is lagging closely behind hail and wind claims. But, you might be surprised that quite a lot of water damage claims are never really approved....
In the current business climate where there is an increasingly competitive, and even more technology-driven market, the business world and including all organizations are looking for ways to improve the productivity and activity by simply leveraging the key benefits which are offered by the...
Are you a startup business looking to hire amazing talents? Do you want to move your business forward with creative and innovative people? Then you should learn how to. Sure every business looks forward to attracting the right talents, but for a small business owner, you have to ask yourself...
Customer is the undisputed king of the market. As a business, you need to make sure that all your work and marketing strategies are centred around the customer. If your customers aren’t satisfied with the quality of the product they’ve bought, then you’ve lost the battle. Read the full article
Have you ever asked yourself, "How can I start my own business?" According to statistics, over 25 million Americans are wondering the same thing. With so many new businesses opening each year, you'll need to do a lot of creative thinking to be successful. Do you want to learn how to stand apart...
Starting your own business is the stuff that dreams are made of; its exciting, liberating and of course fun. But if you’re a new start up, it’s easy to get lost in the moment and get caught up in the excitement of bringing your idea to life. Sure, it’s incredibly exciting to choose or design your...
It goes without saying that a lot of businesses struggle with their bottom line every now and then. Companies are incredibly volatile these days, given the current financial climate. Staying on track can be intimidating at times for both employers and employees. Most people who succeed in...
You put out content that you think your audience will enjoy, but your new book gets no clicks. Is it possible that you have missed a step in finding out what your customers want? Knowing who your ideal customer is allows you to stop spending your time and hard earned money advertising to the...
Its everybody’s desire to achieve success in their respective fields. To some, success is a means to an end which is to become rich while to others success is the end which is just being successful without caring about riches. With capitalism, everybody has the opportunity to achieve whatever it...
Handling the payroll for a whole team of employees can often be a complex administrative task for business owners. Whilst you can hand individual paychecks to employees when your business is one that is new and comprising of a small team, things get a little more complicated as your business...
Lately I’ve found myself laughing at the glib attempts many businesses have to show for their social media presence. Everybody has heard the news from 2011: Businesses should have social media accounts. And lots of them. To engage all potential customers and clients. Read the full article
It seems these days that everyone is looking for ways to make extra money. Unfortunately, many common money-making plans would cut into time on the job. For those who have full-time jobs, but still need a little extra cash, these are a few ways that you can make extra money without quitting your...
Export Marketing Concepts Ball and Mcculloch (1999) refer to exporting as selling of firms' regular product in overseas. This method requires little investment and is relatively free of risks. It is an excellent means of getting a feel for international business without committing any great...
Among the vast array of promotion strategies available, flyers are a tried and tested method that can really produce returns on your marketing budget. Not only are they reliable, but they can stand out from the crowd of online ads that flood the market. Whereas more and more businesses are...
The CPA is not the same as an accountant - certification means quite a lot in the world of professional finance. The accountant knows how to follow the rules, but the CPA knows how to apply them. There are software accounting programs that can replace an accountant, but there is definitely...
Regardless of the size of your business, you want to hire the best people. Without doubt, that is easier for a large company to do than it is for a small business. Usually, larger firms can offer a better package of perks and more career diversification opportunities for their employees. ...
Especially in the current market, where new businesses are cropping up every day, in every niche and every location, branding is everything. Your company's brand is the fastest, most symbolic way a customer can relate to your company and differentiate it from any others like it. In fact,...
Starting an online business has to be carefully considered and planned right from the start in order to have any hope of success. Before beginning to set up the venture, it is essential to be perfectly clear about the product or services to be offered. This will mean researching the product...
Projects, programs, events, there is end number of tasks available in an organization; and it is very important to prioritize each work and finish it within a time period to increase the productivity of the organization. Strategies and plans are created to complete the tasks or project on time...
Firefly, the space company led by Tom Markusic, starts its new life after getting the support of the entrepreneur Max Polyakov. Thanks to the new investments, the dark times are over and the company is about to launch its first rocket called Alpha by the end of 2019. The Difficult Years of...
When entrepreneurs first start out, typically their capital to get their business going is minimal. This means they may not have the funds to create a swanky office straight off the cuff or may be forced to work from the confinements of their own home. While there is absolutely nothing wrong...
E-signature software has been around for over 10 years, with increasingly more professionals using these tools in their day to day transactions. However, there are still many technologically-phobic people who remain doubtful about e-signatures and their validity. Read the full article
Running a company, however large or small, is fraught with many ups and downs, and in particular smaller, recently-established companies face a multitude of hurdles. Setting up as a company finally accomplished, entrepreneurs next face the task of keeping the dream alive. It has to be faced -...
Let’s assume for a second that people are not naturally curious creatures that feed on information and have the incessant need to pass that information along as their own material that “they knew first.” Forget that. People are creatures of consumption, and portion size is no longer only a...
Color has a larger impact on what people think about a website – and the actions they take once there – than you can imagine. While the majority of website designers consider the colors of a site in terms of how they work together and whether or not they’re appealing, research has shown that 52%...
“Business is a combination of war and sports” ~ Andre Maurois. It can be challenging, fearsome, dangerous, profitable and prosperous or could even end you up being a bankrupt. It’s an intelligent sport that is also a mind game and a fierce war that calls for a lot of controlled aggression. ...
Making money online has not always come easy, one of the main reasons is because it was so misunderstood. Online business was a new business medium, and no matter how much money you were prepared to spend it didn't guarantee success. In fact some still 'wet behind the ears' college graduates...
The business environment is very competitive. You may find yourself competing with many other businesses for the same customers. When this occurs, it's not always the pricing or the products that makes the difference as to who gets the customers. The way a company markets both their...
If you are in the process of starting a small business, you may wonder to yourself if you have what it takes. Of course, all successful entrepreneurs have a determined work-ethic, but to really go to the next level, sometimes it takes more than just hard work. Let’s take a look at some common...
Like the personal credit score, business credit score also plays vital role in business matters. Low credit rating of a business adversely affects its chances of obtaining credit with favorable terms and conditions. Often, poor credit score comes in the way of obtaining the best deal for...
Cloud computing is a modern concept in the world of computers. It can be defined basically as the use of the internet and remote servers located at various different places anywhere in the world. These remote servers provide business storage facilities for users wherever they may be located....
A good marketing leaflet can be a real asset to a business, but a bad one isn’t worth the paper it’s printed on. How can you make sure your leaflets do the job you need them to? Business leaflets can be a cheap and powerful way to attract new customers. A well-crafted leaflet can have a...
The decision to embark on a new project or venture is not one to be taken lightly – there are a variety of factors that need to be analyzed and evaluated before giving the green light to proceed. A feasibility study is the perfect way to get a detailed analysis on the likely success or...
Among the major credit cards, Discover Card is probably among the least known. Although it is rated on par with Visa, MasterCard and American Express, Discover Cards are not as widely accepted by major retailers. There are a number of different types of programs available from Discover Card and,...
It is not wise to expect the unexpected. You should be ready for it. Nothing is certain in life. You may have a stable job, self cert mortgage and a fat bank account today but tomorrow everything you own may go down the drain in an instant. You could be healthy today but tomorrow you could fall...
A majority of FX brokers have always been drawn towards the Middle East and its oil-rich nations. Factors like the per capita income and a strong economy have turned them into all-time investment favorites. When it comes to the financial markets, the region reflects substantial diversity. Few of...
Keeping up with the fiercely competitive market tends to be a challenging affair that every ecommerce owner needs to deal with. While you can spend recklessly and still end up with seemingly ineffective results, there are numerous reliable ways that can let your business outshine others within a...
For marketers, it’s a fantastic time to be in business. With social media on the rise (Facebook and Twitter combined have over 606 million users) and a plethora of low-cast advertising options, online marketers have plenty of ways to promote their business. Perhaps too many. Increasingly,...
Discounts Discounts are sums allowed off a price in consideration for some action. Always expressed as a percentage of list prices, they are given to wholesalers, retailers, distributors, and agents. They include quantity discount, cash discount, trade/functional discount and seasonal...
Marketing Materials Handling is an essential part that defines a clear road in the growth path of a business house. This particular process in a manufacturing firm refers to storing and protecting the goods and products produced from any damages. A number of companies work as third party...
With the global economic crisis looming large and countries structuring a calculated response towards the situation, propositions to levy taxes globally have come up in the market. This proposition have been referred the name of Global Tax that is to be levied in general over certain proposed...
Millions of people are drowning in debt and it’s hard to see the light at the end of the tunnel when you are being harassed by bill collectors every day. One thing that you have to keep in mind is that you didn’t get into debt overnight and you won’t get out of debt overnight. It’s very easy...
Managing finances and coping with the financial issues is a part of every individual’s life. We like it or not financial planning engulfs the road to retirement in the look of sunshine during the golden years of life. Annuities – the scheme of receiving series of payments, as monthly income for...
If you own or manage a business, you know how important meetings can be. A few years ago, bringing together your colleagues and customers from around the world was very complicated, if not impossible. But nowadays, there’s nothing more comfortable, thanks to teleconferencing! Research shows...
In today’s foodie scene, you need to do more than just serve tasty eats to run a successful restaurant. Competition is fierce, and getting business booming doesn’t only fall to the chef. Management needs to operate a tight ship behind the scenes to keep the business economically viable. ...
In today’s marketing economy, an experience is not just a conceptual construct. Offering consumers experiences is as real as offering any product or service. Consumers want to be excited by your product; they want to experience how it could impact their life before they purchase it. Experiential...
When you think of Australia, Sydney, Perth, Melbourne, and other coastal cities come to mind. The ocean could almost be considered as synonymous with Australia. But that is very similar to saying, that England is only London, or Illinois is only Chicago. There is so much more to Australia than...
When you first get started in business you do not necessarily need a sophisticated website. Initially, you have to invest your time, money and energy into growing your core business. It is the only way to tell whether it is viable or not. But, the moment you know it is and that you are going to...
In a world that offers an array of possibilities, many people live financially handicapped lives. A wealth of knowledge exists to combat a paycheck-to-paycheck lifestyle, but when money is tight, everything feels overwhelming and hard to achieve. Improve your financial situation slowly but...
Price is one of the four Ps of marketing. It is of special significance because it is the only marketing mix element that generates revenue without which it is futile to talk of business and marketing. While price is revenue to the marketer, it is cost to the consumer. As consumers, we come...
Today, we shall look at critical inputs that inform pricing decisions. In the long run, no company can survive that cannot cover costs. As we noted in our last post, accountants are particular about costs because they know that costs must be recovered for a firm to stay afloat. Even marketers are...
Investment is an essential part in every individual’s life, especially to strike a financial security for the future life. Now, when it comes to investment, your interest tends to revolve around the subjects of buying bonds, stocks, and shares. However, if you stay a little aware of the present...
A default in terms of loan repayment is never expected and welcomed by the bearer of the loan. However, often comes a time when you cannot miss having a default in the face of financial crisis. The rising situation of inflation and lowering hob prospects has led many individuals in the dark...
Psychological factors include motivation, perception, learning, beliefs and attitudes. Motivation Motivation is defined as the drive to satisfy a need. Some motives are socially learned (e.g. wanting to get married) and others are instinctive (e.g. eating when hungry). Many motives are...
Any successful business owner knows that it's extremely important to keep your customers interested in your services, whether it be introducing new products in your store and/or business, or even improving older products for your customers on a regular basis. Whether you have owned your own...
As a businessperson, you have already established your skills as a "people person" and a "problem-solver." But to be a truly successful entrepreneur, you have to be a psychologist. And your patients are your customers. It is your job to find out what makes each of your customers tick as a whole....
The combinations of cultural, social, personal, and psychological factors, which are largely uncontrollable, are known to affect consumer behaviour. The marketer's task is to devote enormous efforts into understanding how these factors interplay and ultimately, how they influence purchase...
When it comes to auto insurance, the first question that pops in your mind is ‘why I need one’ and can’t I do without one’? Well, the answer in legal terms would be no, you can’t do without an insurance, as it offers a financial protection to the physical damages of your car caused by an...
Our approach towards making money online differs, and while some people believe in working towards making passive income from their business some people believe in making effective use of their skills to get clients that are willing to pay them instantly. If you’re interested in building a...
College education and Private Student Loan have come across as synonymous terms in the face of current inflation and rise of tuition fees in colleges and universities. The loan offered by the private financial institutions stand as the best alternative to federal loan, which at times fall short...
A buyer's set of personal characteristics such as age and life cycle stage, occupation and economic circumstances, lifestyle, and personality have implications for marketing decisions. Age and Stage in the Life Cycle Age is an important determinant of buyer behaviour with products like food,...
Problem Recognition Extensive research shows that the first stage in the consumer decision-making and path to purchase process is problem recognition, which occurs when the consumer perceives a need and becomes motivated to solve the problem. The problem recognition stage initiates the subsequent...
Understanding Consumer Behaviour According to Belch & Belch (2004), Consumer Behaviour can be defined as the process and activities people engage in when searching for, selecting, purchasing, using, evaluating, and disposing of products and services so as to satisfy their needs and desires....
Don’t you wish to live a stress free life post retirement? Are you not interested in enjoying the remaining days of your life in luxury? You certainly do but your pension and social security income might pose as a restriction. Therefore, what stands as an alternative? Retirement Annuity in...
Are you approaching retirement and have your brows wrinkled over the financial security of the future? A ‘yes’, as an answer to this is certain to bring upon you the boon of equity release offered by financial institutions at large. Well, the scheme must have offered a ray of hope in the face of...
A market normally consists of (a) individuals and organizations who (b) are interested and willing to buy a particular product to obtain benefits that will satisfy a specific need or want, and who (c) have the resources (time, money) to engage in such a transaction. With the understanding of...
You’ve registered for your first trade show. Youve invited people through various online ticketing software, You’ve gathered your collateral. You’ve dusted off your suit. You’re armed with a stack of business cards, fistfuls of pens, and a tablecloth with a vinyl company sign. Bring on the...
In addition to the conventional “4Ps” of the marketing mix discussed in our last post, there are in the case of service marketing, additional three Ps, namely; People Physical evidence Process People Read the full article
Going back and forth from Miami and Los Angeles. Amit Raizada graduated holding an economics degree from Michigan State University and is a renowned entrepreneur and financial investor with a keen interest in recognizing excellent investment opportunities. During his early years in the business...
Investment Opportunities For All Entrepreneurs Hard work, dedication, and diligence are the building foundation of characteristics in entrepreneurship. To be a successful entrepreneur, it takes skill and the ability to confidently trust in yourself to make important business decisions....
Small businesses are a great asset to the economy, but it can be difficult to get enough financial support to get the start-up off the ground. Because of the fledgling nature of the business, it can be hard for lenders to assume responsibility for the risks and opportunities that come with a new...
Are you wondering how the option of fund-switching in a ULIP helpful for you? Here’s a brief description of how such funds can help you customise your portfolio. A Unit Linked Insurance Plan (ULIP) is a unique financial instrument that combines aspects of both insurance and investment. Under the...
Trying to start a business without a plan is like trying to build a house without a blue print or going on an unknown journey without a map. While it is possible to start a business without a plan, but your chances of success are much greater if you have a plan. On the long run, preparing a...
Business plans usually consist of eight (8) sections as itemized below: Cover Page, Executive Summary, Table of Contents etc. It is useful to have one or two page Executive Summary of the Plan. The Executive Summary is placed in front of the completed plan after the Cover Sheet. A Table of...
We can now look more closely at how the marketing mix may be applied to service products. We shall look first at our conventional 4P's of marketing and then at more additional mix elements in service marketing. The Service Product The “product” element of the marketing mix for service products...
Building a successful business team is probably one of the most difficult parts of creating a successful business. Whether you're one of a team of three business partners or the leader of a team of ten people in a larger department of a large business, building a successful business team is...
Today, we want to provide you with the links to articles on our website that'll help you understand all you need to know about entrepreneurship if you are just starting and also to help you focus if you had already started running your businesses. Our aim when we started this website on the 22nd...
In our last post, we shared with you the list of 20 “Must Read” Articles on Entrepreneurship to Help you Get Started with your businesses/startup. Today, we would like to share with you 21 Articles to Help Strengthened Your Entrepreneurial Journey. Happy reading. 1. 16 Entrepreneurial Traits...
1. What Is Portfolio investment? http://www.entrepreneurshipsecret.com/what-is-portfolio-investment 2. Understanding The Financial Market http://www.entrepreneurshipsecret.com/understanding-the-financial-market/ 3. Why Do You Need A Business Plan? ...
What kind of person becomes a successful entrepreneur and what characteristics must a successful entrepreneur have? Are we all born with these entrepreneurial traits or can they be learned? We would be covering in our series of posts, the most common characteristics of successful entrepreneurs....
Self-determination Belief that you control your success or failure, and that it is not decided by luck, circumstance, or external events; belief in self determined destinies and that you have the ability to achieve the goals you have set. Moderate risk-taking Ability to identify risks and...
Mental and emotional health The long hours and pressures of business demand your emotional well-being. The success of a business may be determined by whether or not your spouse, family, and friends can pull together and provide emotional support and understanding. If your marriage is shaky, or If...
Self-esteem Strong sense of self-worth; content to be yourself; good understanding of your strengths and weaknesses; constructively attempt to overcome weak points. Commitment Dedication to the goal without being. distracted or deterred; goal modification may take place, but the ultimate...
Thinking ability Includes original, creative, critical, and analytical thinking; an entrepreneur should have a curious mind and strive to think effectively. A capacity for problem-solving, especially under pressure, is particularly important. Selling ability Ability to convince others of the...
Using positive imagery The ability to fantasize about goals and objectives is a common characteristic of successful entrepreneurs. The unconscious mind can then be influenced to accept the picture as a reality waiting to happen, which provides motivation and a sense of direction. Sense of...
The growth of service markets in many countries has been phenomenal in recent years. Service industries of course include a myriad of different types of markets ranging from, for example, financial services such as banks, building societies, insurance companies, and so on through to holidays,...
In our last post, we discussed "How you can Successfully Market your Services". Today, we are going to examine the 5 major unique characteristics of services or classification of services in service marketing which are; Perishability, Intangibility, Variability, Inseparably and...
No matter what kind of business you own, having a great online reputation in today’s day and age is more important than ever before. Customers now have dozens of options to choose from when they shop for any type of product or service. The paradox of choice can make it hard for customers to...
A franchise is a right granted to an individual or group to market a company's goods or services within a certain territory or location. Franchising began back in the 1850's when Isaac Singer invented the sewing machine. In order to distribute his machines outside of his geographical area, and...
The word license simply means to give permission. License can also be defined as an authorization by licensor to use the licensed material by the licensee. A license may be granted by a party called licensor to another party called licensee as an element of an agreement between those parties. In...
This is going to be a short but informative post on patent system of enterprises. A patent is a set of exclusive rights granted by a national government to an inventor or their assignee for a limited period of time in exchange for a public disclosure of an invention. The procedure for granting...
There are various kinds of debt relief options that can help you to solve your debt problems and pay off the financial obligations. So, if you have a small business and if you are having problems with the small business debts, you can try out the various debt relief options. The different...
The world's economy grows in leaps and bounds when businesses are grown and also sustained, by their owners through a well thought out strategic management planning. This can only be achieved through its subset known as Management and Business Succession Planning culminating in an increased...
Small Enterprise Weaknesses Financial Limitation Small enterprises find it difficult to get enough funds for their operations. Unlike multinational they do not receive red carpet treatment by financiers when asking for loan. Small enterprise cannot use credit as a selling tool as readily as...
All management succession plans should begin with a strategy that takes into account the company's overall vision for the future. The information about the strategy must flow into the leadership development pipeline, company processes, and corporate culture. At this level, the talent processes...
A business succession plan is an important component of any business strategic planning process. It is important for the following reasons. A poor management transition plan can have a negative impact on business results and can even result in business failure. The value of your business may...
Owner's Financial Planning Survival Stage Risk Management Premature death Will Estate equalization Disability Critical illness Retirement planning Registered plans Asset allocation Non-registered saving plans Other Savings Goals Children's education Home...
Professional advice can be invaluable and very essential if you anticipate that your business will have a market value based on something other you’re your personal skills and goodwill when you retire. Although, it is possible to structure your own business succession plan, the use of teams helps...
The issues that must be factored into relevance before deciding that the family succession is the best way for your business include the following: Skills It is interesting to encourage one or more children to follow in your footsteps. But if it looks like your children won’t eventually have the...
If you are relying on the value of your business to fund all or a major part of your retirement income, your business succession plan must include an assessment of what your retirement income needs will be, the steps that are needed to help ensure your retirement capital is protected and the...
Enterprise Resource Planning has been into use by larger businesses to maintain the supply chains, built-up process, human resource supervision and economic analysis. This development cycle is being supported and guided with the ERP system that regulates and paves way for the profit track. ...
Organization Strategy This strategy binds everything that makes up the company together to form a formal business body. The components of organization are structures, systems, policies, procedures and activities of the company. It also includes the way the company exercises its authority, takes...
Market Strategy Market strategy deals with the company's relationship with existing and potential customers. It also deals with the company's knowledge of recognizing available needs and opportunities in the market, mode of identifying and reaching its customers, the quality and speed of service...
Today, I want to introduce us to the essential strategies needed for consolidation and expansion of a business enterprise. Since every business enterprise is required to develop its own strategies for consolidation and expansion, which may be different from another enterprise's strategies even...
Business strategic plans vary depending on the business enterprise development. There are generally four distinct stages, but not all of them are relevant to all companies. Birth Stage This applies to start-up business outfit, which are still battling initial stage problems. It may also apply to...
The effective process of Growth, Diversification and Expansion are explained below. Increase In Sales This is done by selling more of the company's products to the existing customers interested in the products or by selling to them other products or services the company can provide. The company...
Have you recently started a business and now you're looking for guidance? A business person meets a lot of obstacles and challenges along the way. Hence, you need more than your entrepreneurial prowess to succeed. You need entrepreneur motivation to grow your business successfully. Growth of...
These days, a lot of factors come into play when moving your business to another state or country. While it can be a good decision, you have to plan your strategy carefully to avoid unnecessary costs or trivial blunders. Working on these things can be taxing, especially when you are attending...
What are the functions of support agencies in small and medium scale industrial development in Nigeria? Some supportive agencies are established by the government at all levels to facilitate the promotion of entrepreneurship in Nigeria. These agencies are established to cope with the dynamics of...
Starting a small business may not be a daunting task but promoting the products and increasing the revenue may definitely take lot of hard work and employment of the right kind of strategy. All you need is to do is to pay attention to the conditions of the market and formulate the right business...
Manufacturer Association of Nigeria (MAN) MAN was formed as a company limited by guarantee to perform important roles on behalf of its members. It was established as a national industrial association in 1971. Read...
An Industrial association can be defined as an association that supports and protects the rights of a particular industry and the people who work in that industry. Industrial associations lobby and urge governments or its agencies to take stronger action on things affecting their members or...
Everything in this world is accessible on a 5-inch mobile the world has become a compactor space by providing connectivity throughout, so there is a dire need for every business that runs on the web to be updated and inclusive. Your new business that’s on the web has a mobile application along...
Ofcom has recently found that British people use their landline phones half as much as they did six years ago, whereas the demand for mobile phones has increased tenfold. Mobile data usage has soared, with the average person’s monthly mobile data use standing at 1.9 gigabytes. This trend confirms...
Would you love to kick off on your own online clothing business? Having worked all your life and acquiring enough savings, it’s time to do what you are passionate about. Taking baby steps will help ease off any pressure acquired from the competitive clothing industry. Stylecaret is among one of...
Promoting a business with something fast moving like social media can be daunting to a small business owner with very little time for online marketing. Here are some comprehensive social media tips for promoting your business the fast way. Read...
In developing a business idea, there is a need for potential entrepreneur to adopt a carefully moderated and intelligent approach. Business Plan (or Feasibility Report) Planning is a process that never ends for business. It is extremely important in the early stages of any venture when the...
The financial market is built on the following basis. Individuals in primary occupations minimize current consumption to build up savings. Stock of savings is made available to fund user (Corporations and governments) at the current price of money i.e. interest rate, subject to government...
Whether you are running a warehouse or a supermarket, you have to admit that getting the right shelving system is something you should prioritize. Because without one, it’ll only be about time before your growing business encounters problems with inefficiency. The thing is, if you truly...
The Commercial and Development Banks are contributing a lot towards the promotion of small and medium enterprises especially in the various functions they carry out in their day to day operations. The potential entrepreneurs are therefore to benefit from the functions and assistance rendered by...
Portfolio investment is strictly connected with a portfolio diversification process. It is part of the capital account on the balance of payments statistics. Some examples of portfolio investment are: • (Government) bonds • Shares and stocks • Debentures and • Acquisition of assets...
Equity or owner's contribution means the private money you put into your business. If your business fails you will lose that money. Owner's equity is called risk capital, because you as the owner risk your money on the business. Even though equity is a risk for you, investing your own money in...
What Are The Role of Personal Savings And Portfolio Investment in National Economic Development? The contribution of entrepreneurship in the promotion of economic development can not be underestimated. The entrepreneurs are the change agents and the prime movers of the economy. Entrepreneurs...
Opportunities occur when people discover a problem of some kind that can be solved with the provision of product/services, or when people decide they have certain needs or want to satisfy. Opportunities may also arise from change. Sources of opportunities could also be an observed demand and...
We all know that undertaking a business venture is a big investment requiring adequate planning. Just as investment opportunities are many and diverse, products or services options for an entrepreneur are uncountable. However, the selection of required product or service is the first step towards...
Business Opportunity is an attractive investment idea or proposition that provides the possibility of a return for the investor/risk taker. Such opportunities are presented by customer requirements and leads to the provision of a product or service which creates or adds value for its buyer or...
It is often good to identify a number of criteria upon which product selection is based. Marks/Weights can be allotted to each criterion to achieve an objective evaluation. Steps Involved in New Product Selection Process There are three basic stages/steps involved in product/venture...
We all know that undertaking a business venture is a big investment requiring adequate planning. Just as investment opportunities are many and diverse, products or services options for an entrepreneur are uncountable. However, the selection of required product or service is the first step towards...
We all know that undertaking a business venture is a big investment requiring adequate planning. Just as investment opportunities are many and diverse, products or services options for an entrepreneur are uncountable. However, the selection of required product or service is the first step towards...
As promised in our last post, we would be examining format of feasibility report writing i.e. the 9 major areas that should be covered by a good feasibility study in detail. 1. Introduction This aspect deals with provision of background information about the proposed business, data...
Since good planning is a pre-requisite for survival and success of any business, we'll like to discuss how to write/prepare a good Feasibility Report with a good feasibility report format today. Without proper planning, a business may head towards failure if corrective measures are not taken in...
Today, I would like to introduce you all to Blogging. I'm quite sure many people already know much about this topic but, I would like us to share what we know for others to gain accurate knowledge and hence start blogging as hobby or business. What Is A Blog? A blog or...
Today, I would like to introduce you all to Blogging. I'm quite sure many people already know much about this topic but, I would like us to share what we know for others to gain accurate knowledge and hence start blogging as hobby or business. What Is A Blog? A blog or...
This is an entertaining post form a presentation at the University of San Diego by Mitch Thrower. He presents a very inspirational and funny lecture about 10 very important business secrets. A secret is something people tell one person at a time. So, I’m going to challenge you to share what...
1. Reinvest Your Profits: When you first make money, you may be tempted to spend it. Don't. Instead, reinvest the profits. Warren Buffett learned this early on. In high school, he and a pal bought a pinball machine to pun in a barbershop. With the money they earned, they bought more machines...
Moving house can be a bittersweet experience. After all, the excitement of starting a new life comes with the mildly daunting task of moving your stuff from one house to another. Even when you have planned the move for months, there is a possibility off things slipping out from your mind. Read...
If you compare all online guides on search engine optimization, you’ll see that this is a universal tip: Analyze the results. When you implement a new technique, you have to see how it works. If you want to see how effective the entire campaign is, you have to analyze a few parameters. That’s...
Working from home - it sounds like the perfect situation. No commuting, no unnecessary meetings and you can work from the comfort of your couch. But before you trade your business attire for pajamas, make sure you have the mental and emotional tools to work from home. read...
Try these forward-thinking strategies to improve your business now. Economists say the Great Recession--the longest and deepest since World War II--ended 18 months ago and that the U.S. economy is, in fact, growing again. But growth is relative. Even the rosiest economic forecasts for...
What were your biggest failures and how did they affect your success? People hear about the successful ventures I’ve been a part of creating, but I’ve learned far more from the failures. I have garnered vast lessons from the merchandise company we had to shut down, the magazine we acquired called...
Experience they say is what causes a person to make new mistakes instead of old ones and its always good to learn all you can from the mistakes of others because you won't have time to make them all yourself. Having gone through the basics and introduction on how to become a successful...
These factors are referred to as Cannon of Lending. They guide the leading officer to avoid bad debts. When prospective borrowers approach his bank, the credit officers consider the following. Read more: https://www.entrepreneurshipsecret.com/factors-to-be-considered-to-grantloan/ Read...
There is a clear distinction between partnerships and companies. The choice of vehicle will be determined by a number of factors. read more: https://www.entrepreneurshipsecret.com/comparison-of-companies-and-partnership/ Read the full article
There is a myth that some people have fantastic memories and some cannot remember anything. In fact, our memories are probably much more similar in capacity and operation than we think. We tend to remember things that interest us or are made memorable in some way. So some men can...
These factors are referred to as Cannon of Lending. They guide the leading officer to avoid bad debts. When prospective borrowers approach his bank, the credit officers consider the following. a. Purpose of lending: This will help to determine if the loan is bankable. Bank does not...
Whether you plan to operate a home - based business or are involved in a large commercial operation, you will need to decide on which business structure best suits your needs. Your options will range from Sole Proprietorships, Partnership, to Limited or Incorporated Companies. Read...
Based on practical realities of life, the following essential competencies are fundamental in business: Leadership: This is the ability to lead, guide and motivate group of people to deliver results, build teams and encourage risk taking, initiative and responsibility. Read...
Entrepreneurial traits together with the key business competencies are critical attributes discussed here.When these attributes are well imbibed by emerging business owners, they would be able to impact positively on growth and sustainable development of their businesses. Read...
After conceiving a business idea, an entrepreneur needs money to commence his or her business. We will discuss how to raise fund for business in Nigeria in this article. The expenses incurred include; a. Pre-operation expenses which include payment for legal/registration of business,...
Now that we have thought through and written down our business ideas and identified various entrepreneurial opportunities, we need to test it. We need to know if it is a strong idea that will result in a competitive and profitable business. Opportunities occur when people discover a problem of...
Ideas and opportunities need to be screened and assessed for viability once they have been identified or generated. This is not an easy task, and yet at the same time it is so important. read more: https://www.entrepreneurshipsecret.com/assessing-business-opportunities/ Read the full article
Entrepreneurial opportunities are not equally obvious to everyone, but they are equally available to anyone with the experiences and the knowledge of discovering them. Read more: https://www.entrepreneurshipsecret.com/how-to-discover-business-opportunities/ Read the full article
Compliment of the season guys! Today, I would like to share with you The Real Secrets of Entrepreneurship Lecture (in video and text) given by a friend of mine. In this entertaining and inspiring lecture, filmed at the University of San Diego, acclaimed author, serial entrepreneur and...
There are millions of entrepreneurs throughout the world and their testimonies suggest that there are many potential various sources of new viable business ideas such as HyreCar, or sources of entrepreneurship ideas/sources of business opportunities. Some of the more useful great ways to generate...
Coffee smells great, tastes great and it’s also profitable. Yes, you can make money doing the thing you love the most...making coffee. Here’s how you can start your own successful coffee shop business and start making coffee...and cash. Read...
1. The Library is a primary resource for information. Government agencies have a variety of publications which may be useful. Some colleges and universities have reference libraries which may have a circulation section available to the public. Also research institutes and some large corporations...
Generating a Business Idea Every business comes out of an idea. Businesses are started by men and women who see that people want to buy a particular product or service. When you have a first vague thought about a business opportunity you need to develop it into a business idea. A good...
New York City has certainly earned its title as “The City That Never Sleeps.” With it being the corporate and cultural Mecca of America and home to 8.5 million people, there is always something to do there. It is also, quite naturally, a city that offers a myriad of career opportunities. The...
A recent survey of small business start-ups has found that most anticipate spending more on their digital marketing in 2019 than they did in 2018. Social media was regarded as the number-one online marketing priority in 2019, with 39% saying they will invest more in building conversations with...
When considering branded merchandise, it is easy to skim over the finer details. Did you just register your company and you can’t wait to put your new logo out there? Or perhaps you have been running the company for years and you want to try and include a new branch of revenue? No matter the...
Customers have the power to either boost companies' sales or decrease them through online reviews. Without a doubt online reviews are the new word of mouth marketing. Businesses in service, retail, hospitality, and healthcare industries in particular rely on company online reviews to yield higher...
Investing your hard-earned money can be an incredibly satisfying lifelong endeavor. Therefore, whether you have years of experience under your belt or are just starting on your journey, tips from seasoned investors can position you well for long-term success. Given beneath are four...
Entrepreneurs need to be reminded from time to time about the basic functional areas, regarding their enterprises so that they can be up to date and for them to be efficient and effective managers. In the light of this, we have to recognize information as a veritable resource of...
A hundred years ago, the only way a manager could track an employee’s productivity was to pull up their time card and check their punch-in and -out activity. The only way an accounting team could stay on top of their general ledger’s trial balance was to manually pencil in dates and balances, and...
7 More and more people are turning towards entrepreneurship these days to try their luck. With their spirit to do “something big”, Go big or go home, right? But that is certainly not enough to be a true entrepreneur – for a true entrepreneur would be able to think of an unimagined change; he or...
When you ask a room full of business owners what one of their least favourite tasks is, you’ll find that many of them will say recruiting. The entire process can be time-consuming, draining and costly if you can’t find the right candidates soon enough. The good news is that we have put together...
Present-Day India is brimming with entrepreneurs who are willing to put in all that it takes to kick-start businesses that are not only capable of generating returns but can also change the face of the society. While these passionate individuals have some incredibly wonderful ideas, many of them...
If you ask anyone today about time, virtually everyone will tell you that time is something that you can never have enough of. Most of our time is occupied with work, caring for the young ones and elderly relative, thriving, relaxing, building and so on; so whatever you choose to do with it is...
Being in sales is a great career. If you have a good product and you earn a commission, you can make fortunes. Add to that, you are not office bound – you get to be out and about, meeting people and entertaining clients. It is a great place to be, as long as you are meeting your targets. And what...
Starting an ecommerce business is hard. Coming up with one is even harder. It's important to come up with a combination of unique skillsets, passions, and goals that can translate into an online business. Here are some easy exercises you can do to find your niche and create a brand based on your...
Are you stuck trying to put together a good thesis? What is the real purpose of a thesis anyway? These are questions many students ask themselves. You may be a talented writer who can navigate subject matter with ease and make compelling arguments to meet your course requirements. But knowing how...
When making a loan, you must protect yourself from companies who want to take advantage of you. There are loan companies in Singapore who commit bad practices and scams for their benefit. To make sure you do not fall for these types of scams, you need to remain vigilant, informed, and cautious...
Depending on the type of lending institution you will go to, the answer is both yes and no. For example, some or most banks in Singapore need collateral even for small business loans. You have to remember that setting up and maintaining a business can be a risky investment. In case the borrower’s...
1. Why keep records? The law requires that some form of written records be kept by all business and adequate records can answer the following questions: How much profit is the business making? How much is the business worth? How much do credit customers owe the business? How much...
Work in blocks of time Try to do major tasks in blocks of time (three or four hours) during the period of the day when you feel most effective. Schedule other activities around these blocks of time. If the block of time goes through lunch, eat a good breakfast and miss lunch. 'Working...
Tal Melenboim is a visionary. His technical expertise is surpassed only by his entrepreneurial flair, both of which are extraordinary. Over the years, Tal’s ventures have generated tremendous fanfare from leading technology moguls, international media channels, and talking heads. Foremost among...
Nothing kills a customer’s interest like feeling a business isn’t listening to them. When people contact your call center, they almost always have an issue they want resolved. Listening to them so you can respond quickly and get things resolved the first time they reach out will help you forge...
Are you planning to invest in property? If so, have you considered buy-to-let? This is one of the most lucrative property investments you can make, especially if it is done right, as it offers both short-term and long-term advantages such as a high return on investment. What is a buy-to-let...
Making School A Bit More Affordable While it may be thrilling to have gotten into your favorite college or university, it often comes with a steep price tag. Students may have prepared for the tuition costs, but there are also often additional costs that weren't factored into the original...
By using a laser beam to remove material from a surface, laser ablation offers companies a controlled way to manipulate materials. Laser drilling or laser machining can handle simple to complex tasks in the most efficient way possible. The laser ablation process has several benefits that make it...
Ready to stop procrastinating on buying a life insurance policy? This task is probably the last thing most people want to do in their spare time. It can be difficult to imagine the worst happening to you or your family, and you may worry that you’re not making the right choices. Even if you...
Embezzlement may be something you have heard of for years and not really understood. Embezzlement, according to our friend Google is, “theft or misappropriation of funds placed in one's trust or belonging to one's employer.” So, essentially it is stealing. There are many ways in which this can...
This is an important aspect of managerial skill. When selling, you communicate to prospective clients something about yourself and the product or service you are selling. This process can be viewed as a series of steps, and each step involves a higher level of communication. Step 1: approach...
Enterprising men and women have the ability or know-how that enables them to undertake and complete activities. Most men and women have a certain amount of knowledge, attitudes and practical skills that can be useful when realizing an enterprise. Skills are developed when a person learns how to...
No business, whether small or big, is safe from security vulnerabilities. If you think your small company is reliable, look at the like of Home Depot and Target that have previously been victims of cyber breaches despite having strong security for their data in place. Although many of us may...
People in a community have many interests and different needs and wants in their lives. It is the role of enterprising men and women to identify these interests, needs and wants and establish specific enterprises through which these interests, needs and wants can be satisfied. All enterprises...
Before starting a business, there is a need to identify the type of entrepreneur you might choose to be. Many types of entrepreneur are needed to help the country to grow. Let's look at these possibilities. 1. Self-Employed Individuals who perform all the work and keep all the profit. This...
Economists and businessmen have no doubts that private sector is in a lot of ways much more efficient and effective than the public one, but few common people share this opinion. They generally believe that their greedy neighbours embark on business enterprises driven mostly by insatiable...
In order to ensure that his ideas materialize and in the bid to sustain them, the entrepreneur creates an enterprise utilizing the economic and human resources available to him, and controls their realization. In its wider sense, an enterprise is any identified idea that is translated into a...
Notwithstanding its acknowledged centrality in the economic process, entrepreneurship has been defined differently by different authors and individuals. Entrepreneurship is a concept that is so protean in nature that it is virtually difficult to categorize it in a single acceptable definition....