Shopping for commodities, paying education fees, arranging household necessities, or buying luxury items; you need money to buy anything at all. Having a constant and regular stream of income is a necessity more than wishful thinking these days.
The uncertainty of the job market, rising inflation rates, and an economic slump will all affect your expenditure budgets. As an individual, either as a retired employee or as a house leader, you’ll want to put your money securely in an investment account that assures you a regular monthly income. 

Source: https://www.entrepreneurshipsecret.com/best-high-interest-rate-savings-accounts/