Are you planning to apply for a car loan or a mortgage? Whether you’re applying for a credit card or a mortgage, your credit score is one of the most important pieces of information that lenders will seek.
Unsure of what a credit score is or if your loan application will be approved? Read on.

A credit score is a three-digit number that lenders seek in order to help them decide whether to grant you a loan or not. This number is arrived at as a result of data collected from various financial institutions. The data considered include: