In some ways, Canadian society follows the cultural lead of the United States.
A case in point would be the way Canadians are more willing than ever today to take one another to court over minor matters. This tendency exposes small businesses to considerable risk. A small business could be wiped out by one unsatisfied customer taking them to court.
Unfortunately, with perhaps the exception of healthcare businesses, small business owners haven’t kept up with the changes around them. Most have never heard of errors and omissions insurance; fewer, still, know how to purchase such an insurance policy.
Source: https://www.entrepreneurshipsecret.com/mitigating-risks-errors-and-omissions-insurance-tips-for-your-small-business/