The 1990s are over, and venture capitalists and angel investors are not dumping money into half-baked business ideas anymore. The "dot com" craze is basically over.
Banks aren't crazy about lending money to anyone either, especially start-up companies. However, that doesn't mean that new businesses can't get the funding it needs.
If you're starting up a business, there are still a few ways for you to raise capital and grow your portfolio as an entrepreneur.
Source: https://www.entrepreneurshipsecret.com/best-way-to-raise-capital/